While Terry was working at the Rodeo Bar in New York as a bartender, he met his ex wife Erin Serpico. Erin Serpico worked as an assistant manager in this bar. After being together for several years they got married. As a husband and wife, they also welcomed two children together. They are now divorced. His nationality is American and he is of white ethnicity.
After his high school graduation, Terry joined Boston University. He studied at Boston University for several years with a major in theater. Later on, he got transferred to SUNY Purchase. He finally earned his B.F.A. from there in 1989. Before he made his acting debut, he worked as a bartender at the Rodeo Bar. Later on, he began his career as a stunt performer. He has been active as an actor since 1995. In 1997, he starred the role of an unnamed murder victim and as Freakie in an American television drama series Oz. That year he also starred in the role of Tony in an American crime drama film Cop Land. He got his rise in fame in the late 1990s after he portrayed the role of Strip Club Owner in an American crime drama film Donnie Brasco. He is also famous for his role in Law & Order, Law & Order: Special Victims Unit, The Inspectors, The Bourne Ultimatum, and so on. He is now aged 51 years old, his net worth is unknown.
